Any suggestions for people that want to get back on their feet after they go through these terrible times?

Immediately after your bankruptcy or during your chapter 13 bankruptcy, you should take steps to repair your credit because bad credit means you are going to pay higher interest rate on cars, on future mortgages, etc. etc. And that will cost you a lot of money throughout your lifetime. Immediately they should take steps to do something about their credit and I can give you many ideas on some things that you can do yourselves and some things I can do for you through our credit restoration services. Of course you have to always try to see if you can get a better job, make more money,  save more money. Those are important things that you need to start doing. Be a little bit more responsible. Don’t use your credit card for frivolous stuff and all those things that you want but don’t really need. Nobody needs a 2012 Mercedes E450, but yes, we all need a decent car to go to work.  There are other things that I can suggest that you need to do to get back on track. One thing for sure is just because you filed for bankruptcy it is not the end of your life. It is actually a beginning of a new fresh start for you. So, anybody that tells you, hey, if you file your bankruptcy that’s the end. Don’t believe them because they just don’t know better. Many times the people who are closest to us will tell you don’t ever file bankruptcy. It’s our mother or father or brother or sister or family members and our close friends. If you really want to know what bankruptcy can do to you and what it cannot to you, come and see me. I’ll explain to you in plain language how it affects you, what you can do and what you cannot do. My goal is not just to put people in bankruptcy but also to keep them out of bankruptcy if they are not qualified for one.